CIBC
Flexible travel rewards, robust earning rates, up to 100,000 bonus points and premium perks. Annual fees starting at $0. Competitive rates.
CIBC offers some of Canada’s most flexible travel rewards credit cards. Interest rates typically start at 21.99% on purchases, with annual fees ranging from $0 up to $599 depending on card tier. Rewards programs include Aventura and Aeroplan, where you can earn points on every purchase and redeem them for flights, hotels, car rentals and more. Some cards even offer up to 100,000 bonus points as a welcome offer for new members.
Como se inscrever
- Visit the CIBC Travel Rewards Cards page online.
- Choose the card that best fits your needs and click “Apply Now.”
- Complete the online application form with your financial information.
- Submit your identification and agree to terms and conditions.
- Wait for approval and start earning points as soon as you get your card.
Prós
CIBC travel credit cards let you earn elevated rewards on travel bookings, groceries, gas and more. Many options include airport lounge access, travel insurance, and NEXUS fee rebates. Flexible redemption lets you use points for both travel and everyday purchases like merchandise and gift cards.
No annual fee options are available for students or new cardholders, making travel rewards accessible to a wide audience. The wide selection means you can match a card to your travel frequency and lifestyle.
Contras
Some of the premium cards carry high annual fees up to $599, which may only be justified by frequent travellers maximizing the perks. Point values for non-travel redemption tend to be less competitive than for airfare or vacation packages.
Interest rates are notably higher than standard cards if you carry a balance, and some cards require strong credit for approval. Card features can vary, requiring careful comparison.
Veredicto
CIBC’s travel rewards credit cards offer broad appeal with standout welcome offers and ongoing perks like flexible redemptions, lounge access and premium travel coverage. If you travel multiple times a year or want to turn everyday purchases into trips, these cards are some of the strongest in Canada. For occasional travellers, lower-fee options are available. Compare carefully to match your spending pattern to the best card for your needs.
