BMO eclipse rise Visa Card: No Fee, Flexible Rewards & Introductory Offers

The BMO eclipse rise Visa Card stands out in the Canadian credit card market as a no-fee card delivering strong introductory features and everyday rewards. With a 0% annual fee, cardholders also benefit from a 0.99% introductory interest rate on balance transfers for nine months (with a 2% transfer fee), plus the potential to earn thousands of reward points through welcome bonuses and ongoing use. Purchases carry a standard interest rate of 21.99%, while cash advances are set at 23.99% (21.99% for Quebec).

Como solicitar o cartão Visa BMO Eclipse Rise

• Fill out the application with your basic personal and financial information.
• Submit for approval and review your application status.
• If approved, watch your mail for the new card and follow the activation instructions.

Pros of the BMO eclipse rise Visa Card

One standout advantage is the absence of an annual fee, making this an ideal option for cost-conscious Canadians. The attractive intro balance transfer rate provides much-needed relief for those managing existing debt.

Additionally, earning up to 25,000 bonus points in the first year is possible when utilizing the card regularly, translating into valuable rewards for travel, merchandise, or statement credits.

Cons of the BMO eclipse rise Visa Card

The standard purchase interest rate of 21.99% is typical for no-fee cards, but it can become expensive if you tend to carry balances month to month.

There is also a 2% transfer fee for balance transfers, and certain premium rewards or perks available on higher-tier cards are not included with this no-fee option.

Veredito: Você deveria comprar este cartão?

For Canadians seeking a flexible, risk-free way to collect rewards and manage balances, the BMO eclipse rise Visa Card ticks the right boxes. If you keep your monthly balance paid off, you’ll maximize its value and enjoy excellent introductory benefits.