TD Canada Trust
The TD® Aeroplan® Visa Infinite Card offers up to $1,450 in value, 45,000 Aeroplan points, no annual fee in year one, 21.99% purchase interest, and free first checked bags on Air Canada.
The TD® Aeroplan® Visa Infinite Card stands out for Canadian travellers who want to earn rewards on every purchase. Benefit from a 21.99% interest rate on purchases and 22.99% on cash advances. Enjoy up to $1,450 in value in your first year, including 45,000 Aeroplan points. With no annual fee in your first year and a $139 fee thereafter, plus free first checked bag for you and up to eight companions on Air Canada flights, this card makes travel even more rewarding.
How to Apply for the TD® Aeroplan® Visa Infinite Card
First, visit TD’s application page and fill out a secure online form with your financial details. Next, wait for approval, which is typically fast if you meet their credit criteria. Finally, once approved, you’ll receive your card in the mail; activate it and start earning Aeroplan points on eligible purchases right away.
Pros of the TD® Aeroplan® Visa Infinite Card
One of the biggest pros is the generous welcome bonus that lets you quickly rack up Aeroplan points for flights, hotels, and merchandise. Additionally, the free first checked bag on Air Canada flights can add up to significant savings for frequent travellers. Moreover, Aeroplan points can be used not only on Air Canada but with Star Alliance partners, providing great flexibility and value.
Cons of the TD® Aeroplan® Visa Infinite Card
The $139 annual fee after the first year is something to consider, along with a 21.99% purchase interest rate—which is typical but still steep if you carry a balance. Furthermore, the best perks are tailored mainly to Air Canada flyers, so travellers loyal to other airlines may find less value.
Is the TD® Aeroplan® Visa Infinite Card Worth It?
The TD® Aeroplan® Visa Infinite Card is excellent for those who want to collect Aeroplan points and regularly fly Air Canada. If maximizing travel rewards and enjoying exclusive perks like free checked luggage matters to you, this is a top pick. However, if you rarely travel with Air Canada, exploring other credit card options may yield better value for your needs.
