Banco RBC Royal
The RBC Avion Visa Infinite offers up to 55,000 bonus points (up to $1,100 travel value), annual fee of $120, and flexible travel rewards for Canadians.
Credit Card Offer Overview
The RBC Avion Visa Infinite is one of Canada’s most popular travel credit cards. New cardholders can earn up to 55,000 Avion points, with a maximum value of $1,100 in travel rewards. The annual fee is $120, and each additional card is $50. The card offers a 20.99% purchase rate and 22.99% cash advance rate. Eligibility typically requires good credit and a minimum personal or household income.
Cardholders earn 1 Avion point per dollar spent on everyday purchases and get a 25% bonus on eligible travel purchases. Points can be redeemed on any airline, with no blackout dates. The card also includes comprehensive travel insurance, emergency medical coverage, and purchase security. This package is well-suited for Canadians who travel frequently or want flexible rewards.
Como se candidatar: passo a passo
Applying is straightforward. First, visit the RBC credit card webpage and choose the Avion Visa Infinite. Then, click on the application button and complete the online form with your personal, contact, and financial details.
Be prepared to provide information about your income, employment, and address. Review all terms and conditions before submission. Once submitted, RBC will process your application and typically provide an instant decision if you qualify. If approved, you’ll receive your card within a few business days.
Principais vantagens
The most notable benefit is the generous bonus points offer: 55,000 Avion points that can be valued up to $1,100 in travel. This gives you significant flexibility whether you fly often or plan annual getaways.
Flexibility is a core advantage. Redeem points with any airline, any flight, or even for hotels and car rentals. There are no seat restrictions or blackout periods. Also, travel insurance and purchase protection are included—peace of mind for cardholders.
Possíveis desvantagens
The annual fee of $120 may not appeal to those seeking a no-fee card, especially if travel isn’t your main goal. Also, the purchase interest rate at 20.99% can be higher than low-interest credit cards, so carrying a balance may get expensive.
Earning rates on non-travel spending remain average, and while flexible, Avion points may not always deliver the best value for non-travel rewards. Some users may want a specialized card for groceries or gas instead.
Veredicto final
The RBC Avion Visa Infinite stands out for its robust rewards structure, travel flexibility, and comprehensive insurance benefits. While its annual fee and interest rates are something to consider, the sign-up bonus and premium features justify the cost for many Canadians—especially frequent travellers. It’s a top choice if you’re searching for versatility and travel perks in a Canadian credit card.
