Cartão Comercial Visa® Expensify
Earn up to 2% cash back, no personal guarantee, instant expense syncing, and flexible limits based on your business performance. Smart spend management for growing companies.
The Expensify Visa® Commercial Card is designed for Canadian businesses seeking both robust purchasing power and streamlined expense management. With limits that flex based on your company’s real performance, it can start at $20,000 and scale higher over time. There’s no personal credit check required, as eligibility relies on your business results and not on your personal guarantee. You’ll earn 1% cash back on all purchases, and if your monthly spend reaches $250,000, it doubles to 2%. Interest rates and full details depend on approval, but core advantages include real-time syncing with Expensify’s platform and no annual fee.
Como se candidatar: passo a passo
Applying for the Expensify Visa® Commercial Card is straightforward. First, sign up for an Expensify business account. Provide your business details, including registration number and financial data. Complete the application forms and submit any requested documentation. Approval is quickly determined based on your business’s current cash flow and expenses. Once accepted, you can start using your card right away.
Principais benefícios
This card excels at saving you time on admin and paperwork—purchases and receipts are automatically matched in Expensify, eliminating manual entry. Businesses also benefit from flexible higher limits that grow as your company thrives. Earning up to 2% cash back is a noteworthy perk for high-volume spenders.
Things to Consider
The Expensify Card does not publish fixed APR rates; they depend on your approval and business profile. If your company’s cash flow fluctuates, limits might also adjust. Unlike traditional providers, there’s no extended revolving credit, so balances are typically due in full each month.
Nosso veredicto
The Expensify Visa® Commercial Card stands out for growth-focused businesses that want simple, powerful expense management and meaningful rewards. While it won’t suit those wanting revolving balances, its no-personal-guarantee approach and automated functionality are excellent for modern operations. If your priority is ease, transparency, and higher spending power with less hassle, it’s a top choice for Canadian entrepreneurs.
