BMO Rewards Credit Cards
No annual fee or up to $599 annual fee, rates from 21.99% purchases, huge bonus offers, flexible redemption for travel and more. Big value welcome offers!
BMO offers a suite of rewards credit cards packed with generous welcome bonuses, flexible points, and competitive interest rates. Choices include Visa and Mastercard options, with annual fees from $0 to $599, and standard rates at 21.99% for purchases. Depending on your selection, you can enjoy offers like 20,000 to 120,000 bonus points, low intro balance transfer rates, and higher reward earnings for travel and everyday spending. For eligibility, higher-tier cards may require annual income, usually starting at $60,000 individual or $100,000 household for premium products.
Como solicitar um cartão de crédito BMO Rewards
- Choose the card that fits your needs (no fee, travel perks, or premium rewards).
- Check the requirements: age, residency, credit score, and income.
- Gather identification and financial information.
- Complete the secure online form on BMO’s site.
- Submit your application and wait for approval notification.
Why Consider These Cards: Pros
One big advantage is the huge welcome bonus—up to 120,000 points on select cards. You can redeem points for travel, merchandise, or even as a statement credit.
Another benefit: there’s a card for every type of spender. With both no-fee and premium options, you can scale your rewards based on your lifestyle.
Important Considerations: Cons
While premium rewards are appealing, some cards have high annual fees or income requirements, which may not suit every applicant.
Interest rates on purchases (21.99%) and cash advances (23.99%) are in line with industry averages but could lead to hefty charges if you carry a balance.
Verdict: Should You Get a BMO Rewards Card?
BMO Rewards credit cards are an excellent choice for Canadians seeking flexibility, reliable perks, and valuable welcome bonuses. Consider your financial profile and spending habits to select the ideal option for your needs.
