Scotiabank
Unlock up to $1,500 in value, 60,000 Scene+ bonus points, a $150 annual fee, and plenty of travel perks with the Passport Visa Infinite Card.
Introducing the Offer
The Scotiabank Passport Visa Infinite Card is a premium credit card offering up to $1,500 in first-year rewards when you qualify—including an impressive 60,000 Scene+ bonus points.
This card has an annual fee of $150, with a purchase interest rate of 20.99% and a cash advance rate of 22.99%. The first supplementary card comes with no annual fee, a valuable feature for families.
You must have a minimum annual personal income of $60,000 or household income of $100,000, or $250,000 in assets under management, to be eligible for this card.
Benefits include earning up to 3X Scene+ points on groceries, dining, and entertainment—plus no foreign transaction fees and airport lounge access.
Frequent travellers will appreciate perks like the Visa Airport Companion Program, comprehensive travel insurance, and savings on foreign exchanges, making it a compelling option for international spending.
Como se candidatar: passo a passo
Applying is straightforward. First, visit Scotiabank’s credit card application page and select the Passport Visa Infinite Card.
Then, fill out the secure online application form with your personal and financial information, ensuring you meet minimum income requirements.
Review the terms, conditions, and rates before submitting your application for approval. Scotiabank may request supporting documents during the process.
Once approved, you will receive your card by mail. Activate your card and enjoy your access to travel and rewards benefits.
If you’re new to Canada or prefer in-person assistance, you can visit a Scotiabank branch to apply directly with a representative.
Highlights: Key Advantages
This card shines by offering no foreign transaction fees, saving you 2.5% on every purchase abroad—an exceptional advantage for travellers.
The generous welcome offer of up to 60,000 Scene+ points stretches your travel or rewards spending farther, especially in your first year of card ownership.
Comprehensive travel insurance and six complimentary airport lounge visits add further value for jetsetters and frequent flyers.
Everyday spending also rewards you, with up to 3X Scene+ points at major Canadian grocers, eligible restaurants, and entertainment venues.
Your first supplementary card is free, making it cost-effective for household rewards pooling.
Desvantagens a considerar
The $150 annual fee may deter users who rarely travel or prefer cash back over rewards points, making other cards more suited for occasional spenders.
Interest rates are higher than some low-rate cards, so carrying a balance on this card is not advisable due to standard industry rates on purchases and cash advances.
The application has income or asset requirements, which may exclude students or those new to credit in Canada from qualifying for the card initially.
If your main spending categories fall outside of groceries, entertainment, and travel, you might not maximize the value of Scene+ point multipliers.
Finally, if you switch from another Scotiabank personal credit card, you may not qualify for the welcome bonus due to their offer eligibility criteria.
Verdict: Is It the Right Choice?
For frequent travellers and those comfortable with an annual fee, the Scotiabank Passport Visa Infinite Card combines strong rewards, major travel perks, and premium insurance coverage.
The combination of no foreign transaction fees and a leading welcome offer provides excellent first-year value and ongoing benefits for international spenders.
If you align your spending to the card’s strengths in travel, groceries, and entertainment and pay your balance monthly, this product can far outweigh its annual cost.
Choose this card if you want a robust rewards program, premium travel benefits, and you frequently purchase abroad or online in foreign currencies.
Those prioritizing simple cash back or ultra-low interest rates may want to explore alternative cards, but for value-packed travel rewards, this is a top pick.
